Save with Strangers.
Negative Interest.
10-15% Yield.

India’s ₹3 lakh crore chit funds. Now trustless. Powered by Aptos.

Launch AppHow it Works
Trusted by the best in the ecosystem
AptosMovePhotonPanoraThalaAptosMovePhotonPanoraThalaAptosMovePhotonPanoraThalaAptosMovePhotonPanoraThala

Full upfront lock →

Zero defaults

Every participant locks their full contribution upfront. No chasing payments, no default risk. Pure trustless coordination.

Phase 1: Savings →

Pot compounds

Your capital earns yield while waiting for the auction phase. Smart contracts manage the pool automatically.

Phase 2: Auctions →

Negative interest loans

Bid for the pot. Winners get instant liquidity, savers get the discount as immediate dividends.

Live Public Chits

Join active pools before they fill up. Start saving instantly.

Filling Fast
18/20

Bangalore Tech Circle

₹5,00,000
Contribution₹25,000/mo
Est. Yield12-18%
Open
12/20

DeFi Saver Squad

1000 APT
Contribution50 APT/mo
Est. Yield15-25%
Last Spot
19/20

Mumbai Merchants

₹10,00,000
Contribution₹50,000/mo
Est. Yield10-15%

Be the first to earn
20%+ with strangers.